We paid our first payment and found out that it is 36 months (or something like that... essentially a long time) before it kicks in as primary insurance and pays for things. Until then it pays nothing. I don't know about the RX part because that is separate. But we got a letter stating that we may not be eligible because we make too much money.

His drugs individually are not that much, it just adds up when he's taking about 10-12 of them. And sometimes he takes one and it doesnt work so he goes off of it and tries another, sometimes the doses are different, etc. So it is hard to do much about getting the costs lowered at this point. I know we can contact the maker of the drugs but right now we don't know what he's going to stay on or off. Once the dialysis works better, he will be off of some of them.

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